AI Match Analysis & Predictions

USA. MLSTuesday, October 28, 2025 at 10:45 PM UTC22:45
CHA

Charlotte

Win Probability: 45%
Tuesday, October 28, 2025 at 10:45 PM UTC
completed
0-1
Prediction: 2-1
AI Prediction
Charlotte Win
Result: New York City Win
High confidence
NEW

New York City

Win Probability: 30%
Head-to-Head Statistics
Charlotte Wins
3
Draws
1
New York City Wins
2
Last Meeting2025-09-20
Score2-0
ResultCharlotte Win
Predictions
Match ResultCharlotte Win
Medium2.5
Correct Score2-1
Low9.0
Both Teams To ScoreYes
High1.56
Total GoalsOver 2.5 Goals
Medium1.742
AI Match Analysis

The analysis for this playoff clash hinges on the battle between Charlotte FC's formidable home form and the significant personnel losses they've suffered. Securing the 4th seed with 11 wins in their last 13 games is a monumental achievement, turning Bank of America Stadium into a fortress. However, the absence of Wilfried Zaha (suspension) and Pep Biel (injury) strips the team of nearly 20 goals and over 20 assists from their season's output. This puts immense pressure on players like Kerwin Vargas to step up offensively. Defensively, Charlotte remains robust, with USMNT center back Tim Ream providing veteran leadership in front of the outstanding Kristijan Kahlina in goal. New York City FC enters this match with the knowledge that they defeated Charlotte 2-0 in their most recent encounter in late September. Their attack, potentially led by Alonso Martínez, has been effective, and they possess quality throughout the squad. Their challenge will be overcoming a strong home side in a hostile playoff environment. The provided odds reflect a very tight contest, with Charlotte as narrow favorites at 2.50 to NYCFC's 2.798. The market's expectation for goals, with 'BTTS: Yes' priced at 1.56 and 'Over 2.5 goals' at 1.742, aligns with the attacking nature of both teams. Given Charlotte's resilience and stellar home record, they are tipped to overcome their absences in a close, high-energy affair.

Key Betting Insights

Value Bets
  • Both Teams to Score (BTTS): Yes - Despite Charlotte's key absences, they are playing at home where they are strong. NYCFC has the offensive firepower to score, making the odds of 1.56 for both teams to find the net an attractive proposition.
  • Charlotte FC to Win (Match Result) - The odds of 2.50 for a home win represent good value. Charlotte's exceptional form (11 wins in 13 games) and home-field advantage are significant factors that might be slightly undervalued by the market, even with their injuries and suspensions.
Risky Bets
  • Correct Score of 2-1 to Charlotte - While plausible if the home team wins and both teams score, predicting the exact score is inherently difficult. The 9.0 odds reflect this risk but offer a high reward.
Charlotte Overview

Charlotte FC enters the playoffs in formidable form, having won 11 of their last 13 matches to secure the No. 4 seed and home-field advantage. Their recent 2-0 victory over Philadelphia Union on Decision Day showcased their confidence. However, they will be significantly hampered by the absence of two key attackers. Star winger Wilfried Zaha is suspended for this match after receiving a red card, and creative midfielder Pep Biel is out for the remainder of the season with a knee injury. These losses test the squad's depth, placing more pressure on players like Kerwin Vargas and the defense, led by goalkeeper Kristijan Kahlina, to maintain their high performance levels.

Tactical Notes

At home, Charlotte has been dominant, and they will likely look to control the tempo from the start. Expect them to rely on a solid defensive structure, anchored by Tim Ream and the stellar goalkeeping of Kristijan Kahlina. Offensively, the absence of Zaha and Biel will require a tactical shift. Kerwin Vargas, who was instrumental in the final regular season game with a goal and an assist, will become the primary focus of the attack. They may adopt a more direct approach, utilizing the wings and aiming for precise crosses into the box. Set pieces could also be a critical avenue for creating scoring opportunities.

Key Players

Kerwin VargasKristijan KahlinaAshley WestwoodTim Ream

Injuries

Pep BielKnee injury, out for season
Harry ToffoloHamstring injury
Drake CallenderGroin strain
New York City Overview

New York City FC secured the 5th seed after a strong end to their season, winning seven of their last 11 MLS matches. They have a potent attack, highlighted by the form of Costa Rican striker Alonso Martínez, who led the league with 10 game-winning goals, although his fitness is a concern due to a leg injury. Goalkeeper Matt Freese has also had an impressive season. The team's form has been inconsistent recently, as reflected in their last five results provided in the match context (LLWLW). Their most recent head-to-head meeting was a 2-0 victory over Charlotte, which should provide a psychological boost.

Tactical Notes

NYCFC will likely aim to exploit Charlotte's attacking absences by staying compact defensively and hitting on the counter-attack. With key offensive players like Hannes Wolf and Nicolás Fernández Mercau, they possess the quality to create chances in transition. Their tactical flexibility allows them to adapt, but away from home in a playoff atmosphere, a disciplined defensive shape will be paramount. They will look to control the midfield battle and disrupt Charlotte's rhythm, preventing the home crowd from becoming a major factor. The fitness of striker Alonso Martínez could dictate whether they play with a true number nine or a more fluid front three.

Key Players

Hannes WolfNicolás Fernández MercauMatt Freese

Injuries

Keaton ParksLeg injury
Malachi JonesLeg injury
Thiago MartinsKnee injury
Alonso MartínezLeg injury
Last 5 Matches - Charlotte
18
WPhiladelphia Union
2-02025-10-18
04
WD.C. United
1-02025-10-04
27
LCF Montreal
1-42025-09-27
20
LNew York City
0-22025-09-20
13
WInter Miami
3-02025-09-13
Last 5 Matches - New York City
18
LSeattle Sounders
1-22025-10-18
04
LPhiladelphia Union
0-12025-10-04
27
WNew York Red Bulls
3-22025-09-27
24
LInter Miami
0-42025-09-24
20
WCharlotte
2-02025-09-20
Match Result Analysis
Final Score0-1
Match Result Incorrect
Correct Score Incorrect
Both Teams To Score Incorrect
Total Goals Incorrect
Overall Accuracy0/4 (0%)

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